Broker’s Guide to Open Enrollment Success

Summer Childcare Costs Add Up Fast When school ends, families face a familiar challenge: finding reliable childcare that fits both their schedule and their budget. Day camps, full-day programs, before and after care, the costs stack up quickly, and for many families, summer is the most expensive childcare stretch of the entire year. For employers,…

For years, Medicare-focused brokers have built their businesses around helping individuals navigate healthcare decisions. They understand plan comparisons, enrollment timelines, provider networks, and how to guide people through complex coverage choices. Now, those same skills are becoming increasingly valuable in the growing CHOICE Account market. A CHOICE Account, formerly an Individual Coverage Health Reimbursement Arrangement…

The first quarter of 2026 focused on what brokers and employers need most right now: stronger compliance support, better participant experiences, and operational consistency you can rely on. With increasing scrutiny around CAA documentation, ACA reporting, and fiduciary responsibility, having the right partner matters more than ever. The benefits landscape is shifting quickly, and whether…

At Ameriflex, protecting our customers has always been our priority. From compliance to claims administration, every decision we make is designed to help employers, brokers, and participants use their benefits with confidence. Now, we’re taking that commitment further. We’re proud to introduce Care Covered, a curated FSA and HSA-eligible product store owned by A.E. Perkins,…

If you keep an eye on the regulatory side of employee benefits, 2026 has been a busy year already. A few things are happening in Washington right now that could have real implications for how employers structure their health plans and how brokers advise their clients. Here is a quick rundown of what we are watching…

What Employers Should Review After Q1 As the first quarter wraps up, many employers shift their attention from year-end reporting to day-to-day operations. However, April is one of the most important months of the year to pause and review your benefits compliance strategy. With tax deadlines still fresh and enrollment activity behind you, now is…

Effective February 16, 2026, updated federal regulations under 42 C.F.R. Part 2 requires plan documents and Summary Plan Descriptions to be amended to address the handling of Substance Use Disorder (SUD) treatment records. The amendments below apply to Cafeteria Plans and Health Reimbursement Arrangements (HRAs) administered by Ameriflex. Background & Regulatory Context Title 42 of…

Mid-market employers (50–500 employees) represent one of the strongest growth opportunities for benefits brokers today, but they are also one of the most competitive segments to win. These organizations have outgrown price-only decision-making, yet they often lack the internal HR infrastructure of enterprise employers. The result is sophisticated needs, limited resources, and a growing demand…

Flexible, Compliant Health Benefits for Your Workforce Offering traditional group health insurance can be expensive, complex, and restrictive, especially for businesses with diverse teams or high turnover. A CHOICE Account, formerly an Individual Coverage Health Reimbursement Arrangement (ICHRA), paired with a Health Savings Account (HSA) provides a modern, flexible solution that works for both employers…

Confused about HSA vs FSA? Both help you save on healthcare costs, but they work differently. Here’s a simple side-by-side comparison to help you choose: Which is Right for You? Choose an HSA if you want long-term savings, investment growth, and flexibility. Choose an FSA if you want predictable yearly medical savings and your employer…