Our Telescope Health webinar was packed with great information about how this healthcare tech company is changing the game with their on-demand telemedicine services. Paul from Telescope Health and Jeff from Ameriflex tackled lots of questions about how everything works, what’s covered, and what makes them different from other telehealth options out there. What Can...
How Employee Class Flexibility Creates More Targeted Health Benefits In today’s competitive job market, employers need healthcare solutions that balance cost management with attractive benefits. The Individual Coverage Health Reimbursement Arrangement (ICHRA) has emerged as a powerful tool, particularly due to its flexible approach to employee classification. This flexibility allows businesses to create more targeted,…
The Employee Retirement Income Security Act (ERISA) was established in 1974 to protect the interests of employees by regulating employer-sponsored retirement plans, including pension plans, 401(k) plans, and health insurance plans. One of the key components of ERISA is its enforcement mechanisms, which include penalties for non-compliance. These penalties are designed to incentivize employers to…
Welcome to our new series, where we tackle common questions employers have about healthcare benefits. As healthcare options evolve, understanding the different plans available is crucial to making informed decisions for both your business and your employees. With the ever-changing landscape of healthcare, employers are seeking more flexibility, cost control, and innovative solutions to meet…
What is ACA Compliance? The Affordable Care Act requires organizations to offer affordable insurance with minimum essential coverage and file the corresponding forms by the designated deadlines. 2025 ACA Compliance Changes & Penalties What is the compliance threshold? The ACA mandates that large employers, those with over 50 full-time equivalent employees, offer affordable minimum value…
The beginning of the plan year is the best time to map your benefits compliance strategy As Dale Carnegie said, “An hour of planning can save you 10 hours of doing.” This tip is definitely true for employee benefits compliance, and businesses are learning that it’s an unavoidable and essential aspect of maintaining a successful…
If you’re spending a lot on medical bills, you’re not alone. Healthcare costs are projected to rise about 4.5% each year, and while some employers foot the bill for health insurance, those steady increases will likely result in higher premiums, copays, and out-of-pocket costs. You chose your FSA or HSA because you saw value in…
In the intricate web of corporate governance, fiduciary duty stands tall as a beacon of ethical responsibility. It dictates that those entrusted with managing organizational affairs must do so with integrity, loyalty, and care. However, this duty doesn’t exist in a vacuum—it intersects with legislative acts that shape the landscape of business operations and employee…
Employee benefits play a pivotal role in attracting and retaining top talent while fostering a positive work culture. However, designing a comprehensive benefits strategy requires careful consideration, especially within the regulatory framework of laws like the Consolidated Appropriations Act. In this article, we’ll explore the essential steps to creating an effective employee benefits strategy while…
Following the success of our webinar, Telescope Health and the CAA, which delved into the implications of the Consolidated Appropriations Act (CAA) for employers, it became evident that attendees departed with a host of questions. In response, this article is dedicated to addressing those inquiries, to help foster a deeper understanding of the intersections of…
The Consolidated Appropriations Act (CAA) was passed in 2021, and although it brought significant changes that will continue to impact employers offering group health insurance and their employees, many organizations still haven’t made changes to meet the mandates. What are the key requirements of CAA legislation that employers need to act on? Gag Clause One…