As the benefits landscape evolves, employers and brokers are exploring new models that promise greater flexibility, personalization, and cost control. During our recent webinar, “The Hottest Acronyms of 2026: ICHRA, DPC, and AI,” our experts from Ameriflex, Accresa, and Workforce Go unpacked how these trends are shaping the future of healthcare benefits. Below are the...
Providing employee benefits has always been a challenge in the cannabis industry. Between banking restrictions, federal scheduling issues, and hesitant insurance carriers, traditional group health plans have often been hard to come by. Individual Coverage Health Reimbursement Arrangements (ICHRA) are emerging as a flexible, compliant solution that’s transforming benefits for cannabis employers. Ameriflex specializes in…
Our webinar, Built for What’s Next: ICHRAs, Compliance, and Beyond, drew great questions from brokers and employers navigating the rapidly changing benefits landscape. Here’s a breakdown of the top questions asked and the answers provided by our experts. 1. What are the risks of incorrectly classifying employees for ICHRA eligibility? Employers are responsible for determining…
If you manage HR, you’ve probably heard of ERISA, the Employee Retirement Income Security Act. But even experienced professionals sometimes underestimate how much it shapes everyday benefits administration. From health plans to 401(k)s, ERISA is everywhere. Understanding it, and finding the right support, can save your organization from fines, lawsuits, or worse. Think of ERISA…
Every few months, a new “solution” emerges in the benefits space. Some promise to simplify substantiation. Others claim to make “everything eligible.” And lately, I’ve seen an uptick in companies offering to fast-track Letters of Medical Necessity (LMNs) for items that may otherwise be ineligible under IRS rules. On the surface, these services appear to…
Understanding Healthcare Benefits and Compliance Terms This comprehensive glossary defines key terms related to the Employee Retirement Income Security Act (ERISA) and the Affordable Care Act (ACA) to help you navigate healthcare benefits and compliance requirements. A Affordable Care Act (ACA)Federal healthcare reform law enacted in 2010, also known as “Obamacare,” that expanded healthcare coverage…
If you’re an employer dealing with ACA compliance, brace yourself: the IRS just announced that employer penalties are going up by 15.2% in 2026. That’s the biggest jump we’ve seen in almost a decade, and it’s going to hit Applicable Large Employers (ALEs) where it hurts. The Numbers Don’t Lie Starting in 2026, here’s what…
How the Big Beautiful Tax Bill codifies the future we’ve been building and why we’re more ready than anyone. The enhancements to Health Savings Accounts, including making Direct Primary Care a 213(d) expense represent more than just tax policy updates. Combined with continual advancements and market uptake of Individual Coverage Health Reimbursement Arrangements (ICHRAs), the…
The “Big Beautiful Bill” has officially been signed into law, ushering in the most significant expansion of Health Savings Accounts (HSAs) in more than 20 years. But the impact doesn’t stop there. The legislation includes several key updates that touch nearly every corner of consumer-directed healthcare and flexible benefits. If you’re an employer or broker,…
The cannabis industry is booming, but dispensary owners are running into the same headaches as any other business owner: how do you attract and keep great employees? The answer often comes down to one thing that can make or break a hiring decision. Health benefits. With the right approach, you can put together a benefits…
We had a great turnout at the recent XP Health webinar, where attendees asked smart, thoughtful questions that dug into what makes this digital-first vision benefits platform stand out. From brand expansion and prescription flexibility to rural access and pricing, the discussion offered a window into how XP Health is rethinking vision care. Frame Selection…