Dependent Care Account (DCA)
Set aside tax-free money for daycare and dependent care services
Overview & Eligibility
2026 Contribution Limit:
Single – $3,750
Family – $7,500
This is the maximum amount that can be contributed to a DCA each year per the IRS.
The Value for Employees
Employees can use a DCA to pay for qualifying expenses such as daycare, summer day care, elder care, before and after school programs, and pre-school.
Employees will receive an Ameriflex Debit Mastercard® linked to their DCA. They can use their card for eligible purchases everywhere Mastercard® is accepted. Account information can be securely accessed 24/7 online and through the mobile app.
Every dollar an employee contributes to a Dependent Care FSA (DCA) reduces their taxable income. Instead of paying taxes on their full salary, they’re only taxed on the amount left after their DCA contributions. resulting in potential tax savings.
The Value for Employers
Since contributions to DCAs are taken out pre-tax, no payroll taxes are due on the amounts employees contribute to the DCA.
71% of working parents want their employers to offer child care benefits. Helping employees save money on essential services such as daycare and pre-school can aid in employee retention and recruitment.
Healthcare is complicated. The Ameriflex Client Relationship Team is eager to answer questions and provide assistance. Our 85+ Net Promoter Score (NPS) far exceeds the healthcare average.