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Commuter Reimbursement Account (CRA)

Save on work-related transit and parking costs

Overview & Eligibility

Employees enrolled in a CRA can set aside pre-tax money to pay for qualified work-related transportation and parking expenses. Employees can change their monthly contribution any time, providing flexibility if their commuting needs change from month to month.

Employers determine if there are any eligibility requirements.

2021 Contribution Limit:

Parking – $270 per month
Transit – $270 per month

 

This is the maximum amount that can be contributed to an CRA each month per the IRS.

Use CRA Funds for UberPool, Lyft, & SpotHero in Select Cities

Employees can use their CRA pre-tax dollars on UberPool, Lyft, and SpotHero reservations. All three services accept the Ameriflex debit card, allowing easy payment with a CRA. Learn more about using a CRA for ridesharing and parking.

CRA Eligibility Map

The Value for Employees

Save on Eligible Expenses
Save on Eligible Expenses

Employees can save up to 40% on qualifying expenses such as transit passes, commuter highway vehicles, parking expenses, and rideshare services such as uberPOOL and Lyft Shared.

Keep More Money
Keep More Money

Every dollar an employee contributes to a CRA lowers their taxable income. For example, if an employee earns $40,000 a year and contributes $270 per month to a CRA, their taxable income is lowered to $36,760.

Easy Spending and Account Management
Easy Spending and Account Management

Employees will receive an Ameriflex Debit Mastercard linked to their CRA. Employees can use their card for eligible purchases everywhere Mastercard is accepted. Account information can be securely accessed 24/7 online and through the mobile app.

The Value for Employers

Cost Savings
Cost Savings

Since contributions to CRAs are taken out pre-tax, no payroll taxes are due on the amounts employees contribute to the CRA.

Employee Engagement
Employee Engagement

Helping employees save money on their everyday commuting costs can aid in employee retention and recruitment.

Expert Support
Expert Support

Healthcare is complicated. The Ameriflex Client Relationship Team is eager to answer questions and provide assistance. Our 85+ Net Promoter Score (NPS) far exceeds the healthcare average.

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