The Benefits Brief | Q2 2026

The retail industry has always faced challenges when it comes to offering affordable, flexible healthcare benefits. With a mix of full-time and part-time employees, seasonal hiring needs, high turnover, and tight profit margins, traditional group health plans often fall short. That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) come in. They’re offering retailers a new…

The “Big Beautiful Bill” has officially been signed into law, ushering in the most significant expansion of Health Savings Accounts (HSAs) in more than 20 years. But the impact doesn’t stop there. The legislation includes several key updates that touch nearly every corner of consumer-directed healthcare and flexible benefits. If you’re an employer or broker,…

Why ICHRAs Are a Great Fit for the Hospitality Industry If you’re in the hospitality industry, you already know that providing healthcare benefits isn’t easy. Between seasonal staffing changes, high turnover, diverse job roles, and tight margins, traditional group health plans often fall short. That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) can make a…

It’s a bit ironic, healthcare organizations that care for others often struggle to provide affordable, flexible health benefits for their own employees. Whether it’s a small private practice or a major hospital system, many medical employers face serious challenges when it comes to building a benefits package that fits everyone’s needs. That’s where Individual Coverage…

Construction companies and skilled trades face unique challenges when it comes to offering health benefits. From seasonal work to job sites in multiple states, traditional group health plans often fall short. That’s why more businesses in the trades are turning to Individual Coverage Health Reimbursement Arrangements (ICHRAs). They offer a more flexible, affordable way to…

Startups are built to break the mold. Whether it’s how they design products or structure teams, agility and innovation are part of the DNA. So it’s no surprise that traditional group health plans often don’t make sense for these companies. Individual Coverage Health Reimbursement Arrangements (ICHRAs) offer a flexible, scalable way to provide healthcare benefits…

The cannabis industry is growing fast, but offering healthcare benefits still comes with some tough hurdles. Because of federal restrictions and limited insurance options, dispensaries and cannabis companies often struggle to put together benefits packages that match those of other industries. That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) come in. Let’s take a look…

Let’s face it, healthcare costs aren’t getting any cheaper, and for large organizations, managing those rising expenses while still offering competitive benefits is a constant balancing act. That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) come in. More and more large employers are turning to ICHRAs as a smarter, more flexible way to offer health…

If you run a small business, you already know how hard it is to offer competitive healthcare benefits without breaking the bank. Between rising premiums, limited plan options, and the constant administrative juggling act, traditional group health insurance can feel like more trouble than it’s worth. That’s why more small businesses are turning to Individual…

The cannabis industry is booming, but dispensary owners are running into the same headaches as any other business owner: how do you attract and keep great employees? The answer often comes down to one thing that can make or break a hiring decision. Health benefits. With the right approach, you can put together a benefits…