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IRS Contribution Limits

Each year the IRS announces updates to contribution limits for Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA), and other tax-advantaged accounts. Here’s a look at what’s changing:



Health FSA: Max Contribution Limit



Health FSA: Rollover Max



DCFSA: Max Contribution Limit



HSA: Max Contribution Limit

$4,150 Self-Only
$8,300 Family

$4,300 Self-Only
$8,550 Family

HSA: Catch-Up Contribution Limit



HSA: HDHP Out-of-Pocket Max

$8,050 Self-Only
$16,100 Family

$8,300 Self-Only
$16,600 Family

HSA: HDHP Minimum Annual Deductible

$1,600 Self-Only
$3,200 Family

$1,650 Self-Only
$3,300 Family

Commuter Reimbursement: Parking



Commuter Reimbursement: Transit 




$6,150 Single
$12,450 Family





Educational Assistance  – Max Income Exclusion



Medical Mileage Rate



Highly Compensated Employee Dollar Threshold



Key Employee Dollar Threshold



Health Savings Account (HSA) contribution increases:

Significant contribution increases will allow employees to save more with their HSAs next year. The increases will take effect in January 2025 and are outlined in more detail in this IRS announcement article. For HSA details and answers to FAQs, visit our ultimate guide.