How the Big Beautiful Tax Bill codifies the future we’ve been building and why we’re more ready than anyone. The enhancements to Health Savings Accounts, including making Direct Primary Care a 213(d) expense represent more than just tax policy updates. Combined with continual advancements and market uptake of Individual Coverage Health Reimbursement Arrangements (ICHRAs), the...
The “Big Beautiful Bill” has officially been signed into law, ushering in the most significant expansion of Health Savings Accounts (HSAs) in more than 20 years. But the impact doesn’t stop there. The legislation includes several key updates that touch nearly every corner of consumer-directed healthcare and flexible benefits. If you’re an employer or broker,…
The cannabis industry is booming, but dispensary owners are running into the same headaches as any other business owner: how do you attract and keep great employees? The answer often comes down to one thing that can make or break a hiring decision. Health benefits. With the right approach, you can put together a benefits…
We had a great turnout at the recent XP Health webinar, where attendees asked smart, thoughtful questions that dug into what makes this digital-first vision benefits platform stand out. From brand expansion and prescription flexibility to rural access and pricing, the discussion offered a window into how XP Health is rethinking vision care. Frame Selection…
What the New Reconciliation Bill Means for Benefits Congress recently unveiled its newest reconciliation bill, nicknamed “The One, Big, Beautiful Bill.” Among the many proposals are several significant changes to Health Savings Accounts (HSAs) and Individual Coverage Health Reimbursement Arrangements (ICHRAs) that could reshape how employers and employees approach benefits planning. What’s New for HSAs?…
Our recent ICHRA webinar sparked an energetic discussion with a wide range of insightful questions from attendees. We were thrilled to see so much engagement around a topic that is transforming how employers offer health benefits. To ensure you don’t miss a beat, we’ve compiled a comprehensive recap of the most commonly asked questions—and the…
Our Telescope Health webinar was packed with great information about how this healthcare tech company is changing the game with their on-demand telemedicine services. Paul from Telescope Health and Jeff from Ameriflex tackled lots of questions about how everything works, what’s covered, and what makes them different from other telehealth options out there. What Can…
How Employee Class Flexibility Creates More Targeted Health Benefits In today’s competitive job market, employers need healthcare solutions that balance cost management with attractive benefits. The Individual Coverage Health Reimbursement Arrangement (ICHRA) has emerged as a powerful tool, particularly due to its flexible approach to employee classification. This flexibility allows businesses to create more targeted,…
The Employee Retirement Income Security Act (ERISA) was established in 1974 to protect the interests of employees by regulating employer-sponsored retirement plans, including pension plans, 401(k) plans, and health insurance plans. One of the key components of ERISA is its enforcement mechanisms, which include penalties for non-compliance. These penalties are designed to incentivize employers to…
Welcome to our new series, where we tackle common questions employers have about healthcare benefits. As healthcare options evolve, understanding the different plans available is crucial to making informed decisions for both your business and your employees. With the ever-changing landscape of healthcare, employers are seeking more flexibility, cost control, and innovative solutions to meet…
What is ACA Compliance? The Affordable Care Act requires organizations to offer affordable insurance with minimum essential coverage and file the corresponding forms by the designated deadlines. 2025 ACA Compliance Changes & Penalties What is the compliance threshold? The ACA mandates that large employers, those with over 50 full-time equivalent employees, offer affordable minimum value…