For years, individuals enrolled in direct primary care arrangements faced a frustrating choice: enjoy the benefits of membership-based primary care or maintain eligibility to contribute to a Health Savings Account (HSA). Thanks to recent legislation, that’s no longer the case. The One, Big, Beautiful Bill Act (OBBBA), enacted in July 2025, fundamentally changed the relationship...
DALLAS–Ameriflex, a leading provider of consumer-directed health care (CDH) solutions, is excited to announce a new partnership with Aflac, the leading provider of supplemental health insurance in the U.S. 1 Under this partnership, Ameriflex will serve as Aflac’s administrative partner for CDH services in the public sector market. “Ameriflex’s expertise and strong service capabilities will…
When it comes to Individual Coverage Health Reimbursement Arrangements (ICHRAs), flexibility and choice are what make them so appealing. But with that flexibility comes responsibility, especially when it comes to Affordable Care Act (ACA) reporting. If your organization offers an ICHRA, you are legally required to complete ACA reporting, no matter your group size. It’s…
Rising healthcare costs crushing your budget? You’re not alone. In our recent webinar, the AE Perkins family of companies, Ameriflex, Accresa, and Workforce Go, revealed how three innovations are helping employers slash costs while actually improving employee benefits. Here’s what you need to know. ICHRA: Take Back Control from Group Plan Chaos The Problem: One…
As the benefits landscape evolves, employers and brokers are exploring new models that promise greater flexibility, personalization, and cost control. During our recent webinar, “The Hottest Acronyms of 2026: ICHRA, DPC, and AI,” our experts from Ameriflex, Accresa, and Workforce Go unpacked how these trends are shaping the future of healthcare benefits. Below are the…
Providing employee benefits has always been a challenge in the cannabis industry. Between banking restrictions, federal scheduling issues, and hesitant insurance carriers, traditional group health plans have often been hard to come by. Individual Coverage Health Reimbursement Arrangements (ICHRA) are emerging as a flexible, compliant solution that’s transforming benefits for cannabis employers. Ameriflex specializes in…
Our webinar, Built for What’s Next: ICHRAs, Compliance, and Beyond, drew great questions from brokers and employers navigating the rapidly changing benefits landscape. Here’s a breakdown of the top questions asked and the answers provided by our experts. 1. What are the risks of incorrectly classifying employees for ICHRA eligibility? Employers are responsible for determining…
If you manage HR, you’ve probably heard of ERISA, the Employee Retirement Income Security Act. But even experienced professionals sometimes underestimate how much it shapes everyday benefits administration. From health plans to 401(k)s, ERISA is everywhere. Understanding it, and finding the right support, can save your organization from fines, lawsuits, or worse. Think of ERISA…
Every few months, a new “solution” emerges in the benefits space. Some promise to simplify substantiation. Others claim to make “everything eligible.” And lately, I’ve seen an uptick in companies offering to fast-track Letters of Medical Necessity (LMNs) for items that may otherwise be ineligible under IRS rules. On the surface, these services appear to…
Understanding Healthcare Benefits and Compliance Terms This comprehensive glossary defines key terms related to the Employee Retirement Income Security Act (ERISA) and the Affordable Care Act (ACA) to help you navigate healthcare benefits and compliance requirements. A Affordable Care Act (ACA)Federal healthcare reform law enacted in 2010, also known as “Obamacare,” that expanded healthcare coverage…
If you’re an employer dealing with ACA compliance, brace yourself: the IRS just announced that employer penalties are going up by 15.2% in 2026. That’s the biggest jump we’ve seen in almost a decade, and it’s going to hit Applicable Large Employers (ALEs) where it hurts. The Numbers Don’t Lie Starting in 2026, here’s what…