Effective February 16, 2026, updated federal regulations under 42 C.F.R. Part 2 requires plan documents and Summary Plan Descriptions to be amended to address the handling of Substance Use Disorder (SUD) treatment records. The amendments below apply to Cafeteria Plans and Health Reimbursement Arrangements (HRAs) administered by Ameriflex. Background & Regulatory Context Title 42 of...
Flexible, Compliant Health Benefits for Your Workforce Offering traditional group health insurance can be expensive, complex, and restrictive, especially for businesses with diverse teams or high turnover. An Individual Coverage Health Reimbursement Arrangement (ICHRA) paired with a Health Savings Account (HSA) provides a modern, flexible solution that works for both employers and employees. With ICHRA…
When it comes to Individual Coverage Health Reimbursement Arrangements (ICHRAs), flexibility and choice are what make them so appealing. But with that flexibility comes responsibility, especially when it comes to Affordable Care Act (ACA) reporting. If your organization offers an ICHRA, you are legally required to complete ACA reporting, no matter your group size. It’s…
Rising healthcare costs crushing your budget? You’re not alone. In our recent webinar, the AE Perkins family of companies, Ameriflex, Accresa, and Workforce Go, revealed how three innovations are helping employers slash costs while actually improving employee benefits. Here’s what you need to know. ICHRA: Take Back Control from Group Plan Chaos The Problem: One…
As the benefits landscape evolves, employers and brokers are exploring new models that promise greater flexibility, personalization, and cost control. During our recent webinar, “The Hottest Acronyms of 2026: ICHRA, DPC, and AI,” our experts from Ameriflex, Accresa, and Workforce Go unpacked how these trends are shaping the future of healthcare benefits. Below are the…
Providing employee benefits has always been a challenge in the cannabis industry. Between banking restrictions, federal scheduling issues, and hesitant insurance carriers, traditional group health plans have often been hard to come by. Individual Coverage Health Reimbursement Arrangements (ICHRA) are emerging as a flexible, compliant solution that’s transforming benefits for cannabis employers. Ameriflex specializes in…
Our webinar, Built for What’s Next: ICHRAs, Compliance, and Beyond, drew great questions from brokers and employers navigating the rapidly changing benefits landscape. Here’s a breakdown of the top questions asked and the answers provided by our experts. 1. What are the risks of incorrectly classifying employees for ICHRA eligibility? Employers are responsible for determining…
How the Big Beautiful Tax Bill codifies the future we’ve been building and why we’re more ready than anyone. The enhancements to Health Savings Accounts, including making Direct Primary Care a 213(d) expense represent more than just tax policy updates. Combined with continual advancements and market uptake of Individual Coverage Health Reimbursement Arrangements (ICHRAs), the…
The “Big Beautiful Bill” has officially been signed into law, ushering in the most significant expansion of Health Savings Accounts (HSAs) in more than 20 years. But the impact doesn’t stop there. The legislation includes several key updates that touch nearly every corner of consumer-directed healthcare and flexible benefits. If you’re an employer or broker,…
The cannabis industry is booming, but dispensary owners are running into the same headaches as any other business owner: how do you attract and keep great employees? The answer often comes down to one thing that can make or break a hiring decision. Health benefits. With the right approach, you can put together a benefits…
What the New Reconciliation Bill Means for Benefits Congress recently unveiled its newest reconciliation bill, nicknamed “The One, Big, Beautiful Bill.” Among the many proposals are several significant changes to Health Savings Accounts (HSAs) and Individual Coverage Health Reimbursement Arrangements (ICHRAs) that could reshape how employers and employees approach benefits planning. What’s New for HSAs?…